We Specialize Working With Athletes, Entertainers, Entrepreneurs, & Investors.

Athlete mortgage solutions

Athletes & Executives

Mortgage Solutions Engineered for Professional Athletes & Executives

Short earning windows, signing bonuses, escrowed deferrals, and mid-season relocations — we build approvals around the realities of a pro career, not a 30-year W-2 template.

Why Banks Say No

The Underwriting Gap

Traditional Banks vs. AEE Mortgage Advisors

Conventional underwriting was built for W-2 paychecks. Complex income deserves a strategy, not a rejection letter.

Income Structure
Counts only base salary; bonuses and endorsements often excluded.
Guaranteed money, bonuses, and endorsement deals underwritten at full value.
Career Length
Penalizes short earning windows as 'unstable employment.'
Programs designed around 5–10 year peak earning arcs and post-career planning.
Employment History
Requires 2 years with the same employer or team.
Trades, drafts, and free-agency moves treated as normal career progression.
Residency
Struggles with multi-state homes and jock-tax complications.
Primary, in-season, and family residences coordinated in one strategy.

Tailored Loan Solutions

Programs built for athlete

Contract-Based Qualification

Approved on guaranteed contract value — even before your first game or season begins.

Bonus & Endorsement Income

Signing bonuses, incentives, and sponsorship income counted the way they're actually paid.

Jumbo & Super Jumbo

Financing to $10M+ with asset-depletion and interest-only structures for maximum liquidity.

Multi-State Purchases

Buy in your home state, your team's city, and where your family lives — all under one plan.

Discreet Private Service

Limited touchpoints, secure document handling, and advisors experienced with public figures.

Liquidity-Preserving Structures

Keep capital working for you with low-down and interest-only options during peak years.

Approval Roadmap

From qualification to closing in three steps

01

Private Strategy Call

A senior advisor reviews your contract, income streams, and timeline — often same day.

02

Structured Pre-Approval

We package your file for lenders who specialize in athlete income, with a letter ready for offers.

03

Close On Your Schedule

Coordinated around trades, training camp, and the season — with remote closing options.

Private Consultation

Get Qualified for Athlete Financing

Share a few details and a senior advisor will reach out with a strategy built around your income — not a template.

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