Mortgage Calculators — DSCR, Payment & Bank Statement

Mortgage Payment Calculator

Principal, interest, taxes, insurance, and HOA — one clean monthly number, updated live.

Home Price

$

Down Payment

%

Interest Rate

%

Loan Term

years

Property Tax /mo

$

Insurance /mo

$

HOA /mo

$

Estimated Monthly Payment

$5,518

Loan amount: $680,000

Principal & Interest$4,298

Taxes, Insurance & HOA$1,220

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By clicking Submit, you agree to receive SMS messages and emails from AEE Mortgage Advisors LLC at the phone number provided. Consent is not a condition of purchase. Message & data rates may apply. I understand these messages may be sent using an automatic telephone dialing system or prerecorded voice, that message frequency varies, and that I can reply STOP to opt out or HELP for help at any time.

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DSCR Loan Calculator

Does the property cash-flow? Divide gross rent by the full monthly payment (PITIA) to see your Debt Service Coverage Ratio.

Monthly Gross Rental Income

$

Monthly Debt Payment (PITIA)

$

DSCR Ratio

1.35

Qualified (≥ 1.25)

DSCR = Monthly Gross Rental Income ÷ Monthly Debt Payment (PITIA). Most DSCR programs approve at 1.00+ with pricing improving at 1.25+.

Like these numbers? Lock in these rates.

Get a real, lender-backed quote on this exact scenario — no obligation.

By clicking Submit, you agree to receive SMS messages and emails from AEE Mortgage Advisors LLC at the phone number provided. Consent is not a condition of purchase. Message & data rates may apply. I understand these messages may be sent using an automatic telephone dialing system or prerecorded voice, that message frequency varies, and that I can reply STOP to opt out or HELP for help at any time.

Mobile information will never be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy and Terms of Service.

Bank Statement Income Estimator

For non-W2 borrowers: estimate qualifying monthly income from business deposits, an industry expense ratio, and your ownership share.

12-Month Total Gross Business Deposits

$

Expense Ratio (Industry Avg)

%

Ownership Percentage

%

Estimated Qualifying Monthly Income

$25,000

Deposits after expenses: $300,000

Your ownership share: $300,000

Formula: (12-Month Deposits × (1 − Expense Ratio) × Ownership %) ÷ 12. Actual qualifying income varies by program and documentation.

Like these numbers? Lock in these rates.

Get a real, lender-backed quote on this exact scenario — no obligation.

By clicking Submit, you agree to receive SMS messages and emails from AEE Mortgage Advisors LLC at the phone number provided. Consent is not a condition of purchase. Message & data rates may apply. I understand these messages may be sent using an automatic telephone dialing system or prerecorded voice, that message frequency varies, and that I can reply STOP to opt out or HELP for help at any time.

Mobile information will never be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy and Terms of Service.

Model the deal before you make the call.

Mortgage Payment Calculator

DSCR Loan Calculator

Bank Statement Income Estimator

These are estimates — your approval is the real answer.