Business Funding
Working capital at the speed of opportunity.
Founders shouldn't lose a deal waiting on a bank committee. Lines of credit, unsecured term loans, equipment financing, invoice factoring, and SBA — funded in 24–72 hours without touching your mortgage profile.
Funding Solutions
The right capital for every stage
From a first line of credit to an SBA-backed expansion — we match the structure to your cash flow, not the other way around.
Business Lines of Credit
Revolving access from $25K to $5M — draw only what you need, pay interest only on the balance, replenish as you repay.
Unsecured Term Loans
Lump-sum capital from $10K to $2M with fixed terms — no collateral required, funded in as little as 24 hours.
Equipment Financing
Finance trucks, machinery, studio gear, or production equipment — the asset secures itself, preserving your working capital.
Invoice Factoring
Turn outstanding invoices into same-day cash — advance rates up to 95%, no waiting 30–90 days for clients to pay.
SBA 7(a) & 504 Loans
Government-backed financing with long amortizations and low down payments — for acquisitions, real estate, and working capital.
Revenue-Based Capital
Funding tied to monthly deposits — approved on cash flow rather than collateral, with flexible repayment tied to revenue.
Why Founders Choose AEE
Fast, right-sized, and built around your cash flow
24–72 Hour Approvals
Most complete files are approved within 24–72 hours — no six-week bank committee waiting game.
Minimal Paperwork
A one-page application and three months of bank statements often get you to a term sheet.
Flexible Credit Criteria
We look at the whole picture — deposits, time in business, and trajectory, not just a FICO cutoff.
Approval Roadmap
From application to funded in three steps
Apply in Minutes
One-page application and three months of bank statements — no tax returns or collateral package to assemble.
Offers in 24–72 Hours
A senior advisor returns matched offers with rates, terms, and draw schedules the same week.
Fund & Draw
Sign electronically and capital hits your account — draw on a line or take a lump sum the same day.
Request a Consultation
Get funded this month
Share a few details and a senior advisor will reach out with matched funding offers — most approvals land within 24–72 hours of a complete file.